Moving countries is expensive business.
The older you are, the more difficult it gets. When you are a student
in your early or mid-20s, you are more adaptable, willing to share a
two bedroom space with four other flatmates, juggling lectures at the
university with evening work-shifts at the local cafeteria and
probably even skipping a meal or two to save some money. By the time
you are in your 30s, you're well-settled as a professional or in
business and have developed a strong liking for the comforts you can
afford – the weekly movies, books, expensive showpieces, shopping
trips, weekend getaways and meeting people over coffees. Inertia
has seeped into your life.
Then you get a jolt. You move miles
away to a land far, far away, very different from the one you have
known. At first, you soak it all up – the pristine beaches, the
clean air, the freedom to dress the way you want to without anyone
staring at you, the silence. It is far-removed from the
densely-populated, heavily polluted and congested country you have just
left. But then you start hankering for that old lifestyle – the
comforts of a home, finding new friends you can meet over coffees,
shopping for people back home and yourself and watching Indian
news channels on YouTube. The more you want it, the more it costs.
Australia is one of the most expensive
countries in the world mainly because its population of only 22.68
million is hardly the market most global brands would vie for.
Less population, controlled immigration and severe quarantine
means few goods in the market. Almost all of them are imported from
China, adding to their cost. Then there is the remoteness of the
country and how far you are from Sydney or Melbourne. Unlike other
countries, where costs reduce when you move away from the metros,
here they build up. The most isolated city in the world, Perth, is
also the most expensive city in Australia.
In the first month we moved to
Brisbane, we found our good reserve of Indian rupees dwindling as we kept converting more and more of them to the strong and stable
Australian dollars. We had to pay weekly rent for the apartment, needed basic furniture and groceries. Frequent rides on
the public transport were ruled out because they are expensive. Our
main form of commute to office and shops, for sightseeing or anything
else would be our legs. Once in a while, we would take a bus, train
or ferry. But to any place in the range of a couple of kilometres, we
preferred to walk. It saved some money and made us a lot stronger. At times, though, we were miserable. “Did we
really move out of our comfortable home in India to live like
this?”
Then one day, at the free local library, I picked up a
magazine. It had an article about zero-dollar days. It stressed on
the importance of savings. You did not have to spend money each day
of the week unless you wanted to. There could be a couple of days in
the week where, if you planned well in advance, you would not have to
spend a cent.
I liked the idea and decided to give it
a shot for a month. Wednesdays and Thursdays would be my zero-dollar days.
I could do grocery shopping on Mondays and travel by public transport
on other days to places I wanted to explore. There was a limit to the
number of things I could carry while walking so I didn't go on a spree while shopping on non-zero-dollar days.
Wednesdays and Thursdays were for cleaning, eating only home-cooked
meals, library visits (free), walks, reading, conversations without
coffees and finishing off pending writing or accounting (I am
moonlighting here) assignments. It has been over a month and so far it has worked. My spending is structured and we now have some
savings. Sometimes, I overspend but feel less guilty with the
knowledge that two zero-dollar days are round the curb. What started
as a bit of an experiment may gradually become a lifestyle.
3 comments:
I do this too! Have found it very helpful. I started it because I was appalled at how easily I was being seduced into American consumerism.
America's about too much of choice, Australia's about too little
^good point!
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